Sally
| VantageScoresm | Experian |
| 827 | |
| VantageScoresm Grade | B |
| All Accounts | Experian |
| Number of Accounts | 10 |
| Open Accounts | 5 |
| Revolving Accounts | 3 |
| Installment Accounts | 1 |
| Real Estate Accounts | 1 |
| Accounts Ever Delinquent | 1 |
| Presently Delinquent | 0 |
| Previous Bankruptcy | No |
| What influenced the score? | Experian |
|
Sally has a VantageScore grade of B, placing her in the top 38% of all consumers. She has a credit history extending over 11 years. Two years ago, she had two 30 day late payments on her auto loan. These are the only delinquencies on her credit report. In order to improve her score, she should take several actions: 1. Begin to pay down her revolving debt 2. Continue to pay down her mortgage 3. Continue to pay all accounts on time and allow the passage of time to minimize the effects of her previous delinquency |
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