John
| VantageScoresm | Experian |
| 912 | |
| VantageScoresm Grade | A |
| All Accounts | Experian |
| Number of Accounts | 12 |
| Open Accounts | 4 |
| Revolving Accounts | 3 |
| Installment Accounts | 0 |
| Real Estate Accounts | 2 |
| Accounts Ever Delinquent | 0 |
| Presently Delinquent | 0 |
| Previous Bankruptcy | No |
| What influenced the score? | Experian |
| John has a VantageScore grade of A, placing him in the top 11% of all consumers. He has a credit history extending over 12 years and no accounts have been reported as delinquent. In order to improve his score, he should begin to pay down his revolving debt. |
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