Learn more about credit reporting and credit scores from other Experian credit education resources.
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Max is the credit
reporting industry’s first consumer credit advice column. Maxine Sweet, Experian
Vice President of Public Education, responds to consumer-submitted
questions in a new column every two weeks.
Experian’s series of Reports on Credit gives you access to in-depth information on credit scores, how your credit affects you, and what you can do to manage your credit.
"Basic questions about credit reports and credit reporting"
Get a better understanding about what credit reports are and how they are used."Reviewing your Credit Report"
Learn why, when, and how to review your credit report."Obligations when signing or cosigning a loan"
Understand what lenders expect in return for borrowing money."Creating a positive credit history"
Find out how to manage your credit history, whether you have a long credit history or you are just starting out."The FCRA, privacy and your credit report"
Learn about privacy protections and how they affect your credit report."How lenders make – and monitor – credit decisions"
See what lenders look for when making a credit-granting decision."Facts about mailing lists and preapproved credit offers"
Understand how your name was added to direct mailing lists, and the benefits of those offers."Protecting yourself against credit card fraud"
Learn how to avoid credit card fraud or deal with it if you are a victim."The use of credit reports for employment purposes"
Find out about employment reports, who uses them, and your rights.
